A Shecluded Gold Member Strength, Culture, and Entrepreneurship in Action

In 2003, Hajiya Halima Garba set out to build more than just a business—she wanted to celebrate African culture and uplift her community. As a proud Fulani woman from Katsina State, Nigeria, she founded HM & S Global Investment Limited with a deep commitment to craftsmanship and economic empowerment. Now based in Kaduna State, she thrives as an entrepreneur, surrounded by her children and grandchildren, proving that resilience, family support, and cultural pride fuel success.

Princes Halima Hamza of the Sullubawa dynasty is traditionally molded to assume the roles of her forefathers by maintaining her ancestors’ heritage.

Overcoming Early Challenges

Starting with limited resources, Hajiya Halima faced tough obstacles. Minimal capital and a small team made growth difficult, but she stayed focused, drawing strength from her Fulani roots. Her husband’s unwavering support, including financial assistance, played a crucial role in launching HM & S Global Investment Limited. Without it, her vision might not have become reality. The support of her husband, family, and friends helped her navigate challenges and seize new opportunities.

Despite fierce competition, she remained determined. Her passion for African craftsmanship set her brand apart, turning challenges into opportunities. Every setback became a lesson, sharpening her ability to navigate the business world.

Giving Back and Building a Legacy

As her business grew, so did her commitment to her community. She launched training programs for underserved women and girls, equipping them with valuable skills in crafting and tailoring. These initiatives not only expanded her production capacity but also created sustainable income opportunities for women. Today, HM & S employs 20 artisans and professionals, while her training programs have transformed countless lives.

Achievements and Future Aspirations

Under her leadership, HM & S Global Investment Limited has flourished. The company has served over 1,000 clients across Africa, including corporations, government agencies, and international organizations. Over the past three years, HM & S has generated more than $30,000 in revenue, demonstrating its strong market presence.

To increase visibility, HM & S has a website www.hmands.ng where customers can place orders with deliveries available and Lagos for pickup at Lekki Phase 1. The brand is also expanding its social media presence @hmandsng on Instagram, reaching more customers and partners.

Turning Challenges into Milestones

Like many entrepreneurs, Hajiya Halima faced procurement complexities, intense competition, and financial risks. Some contracts yielded minimal profits, but these experiences sharpened her skills in negotiation and strategic planning. Visibility was another hurdle, but attending exhibitions and networking events helped HM & S gain credibility.

Today, her procurement expertise and strategic planning have resulted in major wins, including a contract with Plan International under the UN system. Since then, HM & S has:

• Increased sales by 35%
• Strengthened brand credibility through exhibitions and networking
• Enhanced operational efficiency for seamless contract execution

Despite market fluctuations, HM & S has refined its financial planning and negotiation strategies, ensuring sustainable growth.

Empowering Youth Through Skill Development

HM & S actively supports youth empowerment. Partnering with the National Youth Service Corps (NYSC), the company provides hands-on training in: Tailoring, Shoemaking, and Bag making.

Hajiya Halima Garba’s journey is a story of resilience, determination, and community impact. Through HM & S Global Investment Limited, she is not just building a business—she is shaping a legacy that uplifts others, proving that with the right support, African women entrepreneurs can thrive and lead.